Miami Car Accident Lawyers
Attorneys Dedicated to Securing Maximum Compensation
At Alfredo J. Rubio Law, PLLC, we understand that a car accident can cause more than just physical injuries—it can upend your life. Whether you were hit by a distracted driver, rear-ended on I-95, or injured in a multi-vehicle pileup on the Palmetto, our Miami car accident attorneys are here to help you recover physically, emotionally, and financially.
Miami is one of the most dangerous places to drive in the country, with heavy traffic on I-95, the Palmetto Expressway (SR-826), the Dolphin Expressway, and busy surface streets throughout Miami-Dade. When a negligent driver turns your life upside down, you need a car accident lawyer who knows Florida’s insurance laws inside and out and who will stand up to the insurance companies on your behalf. We handle every type of collision—and we do it in English and Spanish, with no fee unless we win.
We fight to get you the compensation you need while offering the compassionate, bilingual support you deserve.
Injured in a Car Accident in Miami? Get the Compensation You Deserve
Florida law allows car accident victims to seek compensation when another driver’s negligence caused the crash. At Alfredo J. Rubio Law, PLLC, we pursue every dollar you’re entitled to, including:
- Medical expenses and emergency care
- Future medical treatment and rehabilitation
- Lost wages and reduced earning capacity
- Pain and suffering and emotional distress
- Vehicle repair or replacement
- Permanent disability or disfigurement
How Florida’s No-Fault (PIP) System Works
Florida is a no-fault state. That means your own Personal Injury Protection (PIP) coverage—at least $10,000—pays 80% of your medical bills and 60% of your lost wages up to the policy limit, no matter who caused the accident. But there’s a critical deadline: under Florida’s 14-day rule, you must receive initial medical treatment within 14 days of the crash, or you can lose your PIP benefits entirely. See a doctor right away, even if you feel fine.
When You Can Step Outside No-Fault and Sue the At-Fault Driver
PIP rarely covers everything—and it does not pay for pain and suffering. To recover full compensation from the at-fault driver, your injury must meet Florida’s serious injury threshold: a permanent injury, significant and permanent scarring or disfigurement, significant loss of an important bodily function, or death. Our attorneys build the medical evidence needed to prove your injuries qualify, so you aren’t left paying out of pocket for someone else’s negligence.
Uninsured and Underinsured Drivers
Florida has one of the highest rates of uninsured drivers in the nation. If the driver who hit you had no insurance or too little to cover your losses, your own uninsured/underinsured motorist (UM/UIM) coverage may pay the difference. We review every available policy to find every source of recovery.
We handle the insurance companies so you can focus on healing—gathering evidence, reconstructing the crash, and building a case that’s ready for court, even though many are successfully settled.
Common Causes of Car Accidents in Miami
Our legal team has represented clients injured in accidents caused by:
- Distracted driving (texting, eating, GPS use)
- Drunk or impaired drivers
- Speeding and reckless driving
- Tailgating and unsafe lane changes
- Running red lights or stop signs
- Rideshare (Uber/Lyft) and delivery vehicle accidents
We also handle related cases including truck accidents, motorcycle accidents, and wrongful death claims when a crash turns fatal. Don’t guess who’s at fault—let our team investigate your case and identify every party responsible.
Why Hire Alfredo J. Rubio Law, PLLC After a Car Crash?
Choosing a lawyer after a crash can be overwhelming. Here’s what sets us apart:
- Free Consultation – Get answers before you commit
- No Win, No Fee – You don’t pay unless we win
- Bilingual Team – Fluent in English and Spanish
- Local Experience – Miami-based with deep knowledge of Florida traffic laws
- Personal Attention – Your case matters. We treat it that way.
We’re not just lawyers—we’re your legal partners from start to finish.
What to Do After a Car Accident in Florida
What you do in the hours and days after a crash can make or break your claim. Protect your health and your rights:
- Call 911 and report the accident—always get a police report
- Seek medical care within 14 days—this protects both your health and your PIP benefits
- Exchange information and photograph the scene, the vehicles, and your injuries
- Get contact information for any witnesses
- Do not admit fault or give a recorded statement to the insurance company
- Contact a car accident attorney before accepting any settlement offer
Even “minor” accidents can cause serious injuries like whiplash, concussions, herniated discs, or soft-tissue damage that don’t show symptoms for days. Get checked out—and get legal advice before the insurer contacts you. Early settlement offers are almost always far less than your claim is worth.
Serving All of Miami-Dade County – Hablamos Español
Whether your crash happened in Downtown Miami, Hialeah, Kendall, Little Havana, Miami Lakes, or Doral, our team is here for you. We proudly serve clients throughout Miami-Dade and Broward County and offer fully bilingual service in English and Spanish.
Learn more about our full range of personal injury services, or visit our About Us page to learn why injured Miamians trust Alfredo J. Rubio Law, PLLC.
Act Fast – Florida Law Limits Your Time to File
Under Florida law, you generally have only two years from the date of the accident to file a car accident lawsuit—a deadline that was shortened from four years in 2023. Miss it, and you can lose your right to compensation entirely. The sooner you act, the more evidence we can preserve and the stronger your case will be.
Florida’s Comparative Negligence Rule
Florida uses a modified comparative negligence standard. If you are found more than 50% at fault for the crash, you cannot recover damages. If you are 50% or less at fault, your compensation is reduced by your percentage of fault. Insurance companies will try to shift as much blame onto you as possible to reduce what they pay—which is exactly why having an experienced attorney matters. We fight to protect you from unfair blame and maximize your recovery.
Don’t wait. Let Alfredo J. Rubio Law, PLLC fight for your recovery while you focus on getting better.
Call now or Submit Your Case Online to Get Started
Frequently Asked Questions About Car Accidents in Miami
Nothing upfront. We work on a contingency fee — you pay only if we win your case, and the initial consultation is free.
Florida is a no-fault state, so your Personal Injury Protection (PIP) covers 80% of your medical bills and 60% of lost wages up to $10,000, regardless of who caused the crash. If your injuries are serious, we can help you recover beyond PIP from the at-fault driver.
Generally two years from the date of the accident. Acting quickly helps preserve key evidence and witness accounts.
Call 911 and get medical care, photograph the scene, exchange information, and avoid admitting fault or giving statements to insurers before speaking with an attorney.
It depends on the severity of your injuries, your medical bills, lost wages, and how the crash affects your life. We give you an honest estimate in your free consultation.
Yes. We are a fully bilingual firm and explain every step of your case clearly, in English or Spanish.
We also represent victims of truck accidents, motorcycle accidents, slip and fall accidents, and wrongful death throughout South Florida.
